Monitoring your credit allows you to look for errors that may appear on your report, as well as
unauthorized changes that may indicate fraud. With the growing threat of identity fraud, it's
important to make sure that your credit is closely watched.
A credit score is a number used by lenders as an indicator of how likely you are to repay your loans.
Your credit score is generated by a mathematical formula utilizing the data from your credit report.
Lenders have been using credit scores as part of the lending decision for more than 30 years.